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Clarity. Commitment. Expertise.

The Spectra Merchant Program is designed to minimize the complexity of payment processing
while maximizing your sales and profits. Grounded in our deep business expertise
and the industry's best service and support, we offer the most comprehensive suite of value-added
products and services available to merchants today:

    SpectraCard℠- Credit and Debit Card Processing
    SpectraCheck℠ - Check Processing Services
    SpectraCash℠ - Cash Advance Services
    SpectraView℠ - Account Management And Reporting
    SpectraSelect℠ - Comprehensive Equipment Program
    SpectraGift℠ - Gift Card Program
    SpectraCare℠ - Account Support Program

Each one of these options is backed by our SpectraStandard℠ program – a mix of critical support tools designed to improve the ease and efficiency of every merchant’s processing system:

    12-24 hour ACH Available
    Personal Support 7/24/365
    24-Hour Account Approvals