SpectraCard℠ Debit Program

The use of debit cards has exploded, becoming one of the fastest growing and most preferred card transactions among today’s consumer. Different than a credit card, debit cards allow customers to deduct funds for their purchase decisions directly from their bank account.

If you are already accepting credit cards or are just starting your business, our SpectraCard℠   program offers a complete range of debit processing solutions so that you can offer this key payment option to your customers. To ensure complete flexibility, we provide access to all of the national networks, including Star, Interlink, Nyce, Pulse, CU24 and many more.

Best of all, processing a debit card transaction with a PIN pad is significantly less expensive than a credit card or check. By eliminating the check handling costs and network interchange fees that accompany typical card-based transactions, you reduce operating costs and increase margins. Our Pin Entry Device (PED) compliant systems also help to contain risk and lower the losses associated with credit-based processing, making SpectraCard's℠ Debit Card solution just another way to increase your appeal and profitability.

Spectra Payments, LLC, is a registered ISO/MSP of Wells Fargo Bank, N.A., Walnut Creek, CA.
and First National Bank of Omaha, Omaha, NE. American Express requires separate approval.