SpectraCheck℠ Services Program

A key piece of every merchant solution is the ability to process checks as well as card-based transactions. But check acceptance poses a number of challenges, ranging from multiple trips to a bank to additional deposit fees and NSF charges to the potential fraud, loss and theft of paper checks – plus days lost to potential processing delays.

The SpectraCheck℠ program offers ISOs the ability to empower customers with more payment options while reducing the costs and risks associated with the handling, reconciling and depositing of paper checks. Now merchants can consolidate deposits from multiple locations and gain peace of mind with our Guaranteed Funding feature while receiving the industry’s best support from our comprehensive customer service program.

It’s just another way that Spectra provides ISOs with the ability to increase merchant account retention while generating additional residual revenues. Even better, the sale of check reader and imaging equipment offers the ability to provide value-added solutions that drive bankcard services and more profits. As always, we offer flexible and scalable solutions for your business needs and payment structures - it’s just another part of the Spectra Advantage!