The Spectra Advantage Is The Most Comprehensive ISO Program In The Industry – Just Compare Us To The Competition!

Other Companies Offer: An “upfront bonus” that is really a maximum bonus of only $100 per account and only paid when the merchant processes a transaction.

The SpectraShare℠ Advantage: add Up to $400 Activation Bonus per account paid weekly

Other Companies Offer: All forms of “Free Equipment” programs. For some, it’s free hardware or the option of a larger split instead of free equipment. For others, it may be “free” equipment that you are required to sell or lease. But all of them offer only one option with only one processor.

The SpectraSelect℠ Advantage: Our in-house Free Terminal Program includes everything you need – equipment, shipping, training and support at no cost to your merchant. To make sure all of your needs are met, it also includes the option of our Free Virtual Terminal Program.

Other Companies Offer: A variety of Residual Plans with fine print detailing a mix of vesting requirements or an inability to share in all of the residual streams over time.

The SpectraShare℠ Advantage: Our approach provides you with up to a performance-based split with Guaranteed Lifetime Residuals. Most importantly, our detailed reporting system is based on true costs, providing you with a new standard of transparency and accountability.

Other Companies Offer: More fine print and complex clauses that deliver hidden costs on fees ranging from annual charges to batch deposit fees to splits on risk reserve/bin fees.  Whether it is a line-item charge or one that is made on basis points, it’s an approach that can quickly add up.

The SpectraCard ℠ Advantage: We’re focused on delivering flexible programs that help you grow your profits through revenue sharing on a range of fees, including Check and Gift Card programs.

Other Companies Offer: Hard-to-access critical merchant account information that is available only through customer support operations.

The SpectraVault℠ Advantage: Our SpectraVault Web Portal Account Management system allows you to track your merchant accounts directly with a click of your mouse.

☛The bottom line: Greater transparency in reporting plus increased control over your portfolio equals increased profitability.

Other Companies Offer: No Health Benefit.

The Spectra Advantage: Other companies offer no health benefit, we understand how critical medical coverage is, that’s why we provide a Premium Assistance Reimbursement when you submit 10 approved accounts per month.

Other Companies Offer: Non-responsive and often hard-to-reachsupport staff with limited industry knowledge or business expertise.

The SpectraCare℠ Advantage: Trusted, tenured and readily available professional Client Relationship Managers (CRM) support your end-to-end business needs. With Spectra’s world-class experience and expertise, you can now focus on your strategic objectives and increasing your bottom line.